After obtaining a Bachelors in Commerce & Economics from La Trobe University (Bundoora Campus), Nihit has worked in business and commercial finance since 2010, across both regional and metropolitan Australia.

 

His expertise spans:

· Cashflow lending

· Balance sheet lending

· Non‑property‑backed lending

· Businesses with turnover up to $150M

· SMSF lending

· Professional services, diversified industries and health banking

 

He has held leadership roles managing teams of business bankers across multiple sectors. Nihit stays up to date with global economic trends, finance markets and tax law changes — enabling him to structure funding solutions that protect clients from future risks.

Shavanpreet Kaur is a tech‑minded finance professional who brings a rare blend of innovation, analytical thinking and client‑first service to the lending industry. Before entering finance, she worked in her family’s commercial construction business, where she was responsible for introducing modern technological systems and streamlining operational processes — experience that now shapes her efficiency‑driven approach to broking.

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After migrating to Australia, Shavanpreet spent close to three years as a home‑lending broker, helping families and first‑time buyers navigate the lending landscape with clarity and confidence. Building on this foundation, she went on to establish NexGen Finance Services, where she now supports both residential and commercial clients with tailored, strategic lending solutions.

 

Holding a Master’s degree in Technology, Shavanpreet is known for her ability to combine data‑driven insight with genuine care for her clients. She is recognised for:

· Going above and beyond to secure the right outcome

· Staying across the latest lender policies, offers and incentives

· Negotiating competitive, cost‑effective funding packages

· Building strong, trusted relationships with business owners

 

Approachable, detail‑focused and deeply committed to her clients’ success, Shavanpreet continues to be a valued adviser to families, investors and business owners across Australia.